The most important thing regarding retirement is health and of course, "MONEY". Can you retire is the big question? At this juncture in your life, you've spent a whole lifetime working, hopefully saving and looking forward to that day that you can kick back, put your feet up and/or go on vacation without worrying about the job.
You've been a hard worker. You've spent time in a goal-oriented and career-focussed situation. You've shown yourself confident, independent and self-reliant and now, you want to retire.
Check out a number of things before you sign the dotted line. Consider the following:
- Health, wealth and wisdom
- Retirement income and debt ratio
- How will you pay insurance?
- Is your house, car, RV, children's student loans, etc paid off?
- What will you do?
- What do you want to do?
- Who will be impacted by your not working?
- Could you do something to supplement your income if needed?
Retirement is an exciting time in one's life but if you're not ready, it could be of great concern. Visit your financial consultant before signing off. It could make the difference in your happiness.
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